Insights

Unlocking Access to Fixed-Income Investing

Traditionally, bond markets have been the domain of institutional and high-net-worth investors, with minimum investment thresholds often starting at USD 200,000. This has left many individual investors on the sidelines, unable to access the stability, income, and diversification benefits that fixed-income instruments offer.

SICO is changing that. Through our innovative fractional bond and sukuk offering, clients can now invest as little as USD 25,000. This significantly lowers the entry barrier, enabling a broader range of investors to participate in regional and international fixed-income markets. All trading and custody are handled exclusively by SICO, ensuring a seamless and secure experience.

Fractional bonds empower investors to build more balanced portfolios by adding fixed-income exposure alongside other asset classes. This diversification helps manage risk, preserve capital, and support long-term financial goals. It also reflects SICO’s commitment to delivering forward-thinking solutions that evolve with client needs and market dynamics.

With GCC bond markets showing resilience amid global interest rate shifts—and expectations of a potentially more favorable rate environment ahead—now is an opportune time to explore fixed-income investments. As access expands, transparency around fees, credit risk, and liquidity remains essential, and SICO is committed to upholding the highest standards.